/* ==========================================================================
   LEGAL & POLICY PAGES STYLESHEET (CLEAN, EDITORIAL, ACCESSIBLE)
   ========================================================================== */

.legal-wrapper {
    max-width: 1040px;
    margin: 36px auto 80px;
    padding: 0 20px;
}

/* Breadcrumbs */
.legal-breadcrumbs {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.82rem;
    color: var(--text-muted);
    margin-bottom: 18px;
}

.legal-breadcrumbs a {
    color: var(--text-secondary);
    text-decoration: none;
    transition: color var(--transition-micro);
}

.legal-breadcrumbs a:hover {
    color: var(--brand-primary);
}

/* Hero Header */
.legal-hero {
    background: var(--surface);
    border: 1px solid var(--surface-border);
    border-radius: var(--radius-lg, 16px);
    padding: 32px 36px;
    margin-bottom: 24px;
    box-shadow: var(--shadow-sm);
    position: relative;
    overflow: hidden;
}

.legal-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, #6366f1, #8b5cf6, #ec4899);
}

.legal-badge-pill {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.74rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #6366f1;
    background: rgba(99, 102, 241, 0.1);
    padding: 4px 12px;
    border-radius: 999px;
    margin-bottom: 12px;
}

[data-theme="dark"] .legal-badge-pill {
    color: #a78bfa;
    background: rgba(139, 92, 246, 0.18);
}

.legal-title {
    font-size: 1.85rem;
    font-weight: 800;
    color: var(--text-primary);
    margin: 0 0 10px;
    letter-spacing: -0.02em;
}

.legal-subtitle {
    font-size: 0.95rem;
    color: var(--text-secondary);
    margin: 0 0 18px;
    max-width: 680px;
    line-height: 1.5;
}

.legal-meta-strip {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 18px;
    font-size: 0.8rem;
    color: var(--text-muted);
    padding-top: 14px;
    border-top: 1px solid var(--surface-border);
}

.legal-meta-item {
    display: flex;
    align-items: center;
    gap: 6px;
}

.legal-meta-item i, .legal-meta-item svg {
    width: 14px;
    height: 14px;
    color: var(--brand-primary);
}

/* Policy Switcher Tabs */
.legal-nav-tabs {
    display: flex;
    align-items: center;
    gap: 8px;
    background: var(--bg-base);
    border: 1px solid var(--surface-border);
    padding: 6px;
    border-radius: 12px;
    margin-bottom: 28px;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
}

.legal-tab-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 18px;
    border-radius: 8px;
    font-size: 0.86rem;
    font-weight: 600;
    color: var(--text-secondary);
    text-decoration: none;
    transition: all var(--transition-micro);
    white-space: nowrap;
}

.legal-tab-btn i, .legal-tab-btn svg {
    width: 16px;
    height: 16px;
}

.legal-tab-btn:hover {
    color: var(--text-primary);
    background: var(--surface);
}

.legal-tab-btn.active {
    color: #ffffff;
    background: var(--brand-gradient, linear-gradient(135deg, #e2185b, #c2185b));
    box-shadow: 0 2px 8px rgba(226, 24, 91, 0.25);
}

/* Two-Column Grid: TOC Sidebar + Content */
.legal-grid-layout {
    display: grid;
    grid-template-columns: 260px minmax(0, 1fr);
    gap: 32px;
    align-items: stretch; /* Allows column to span full page height so sticky has full track */
}

/* Sticky Table of Contents Sidebar */
.legal-toc-card {
    position: sticky;
    top: 92px;
    align-self: start;
    background: var(--surface);
    border: 1px solid var(--surface-border);
    border-radius: var(--radius-md, 14px);
    padding: 20px;
    box-shadow: var(--shadow-sm);
    max-height: calc(100vh - 120px);
    overflow-y: auto;
    z-index: 20;
}

.legal-toc-title {
    font-size: 0.76rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--text-muted);
    margin: 0 0 14px;
    display: flex;
    align-items: center;
    gap: 6px;
}

.legal-toc-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.legal-toc-link {
    font-size: 0.82rem;
    color: var(--text-secondary);
    text-decoration: none;
    padding: 6px 10px;
    border-radius: 6px;
    display: block;
    line-height: 1.35;
    transition: background var(--transition-micro), color var(--transition-micro);
}

.legal-toc-link:hover {
    background: var(--bg-base);
    color: var(--brand-primary);
}

/* Main Content Card */
.legal-content-card {
    background: var(--surface);
    border: 1px solid var(--surface-border);
    border-radius: var(--radius-lg, 16px);
    padding: 36px 42px;
    box-shadow: var(--shadow-sm);
}

.legal-callout-box {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 16px 20px;
    background: rgba(99, 102, 241, 0.06);
    border: 1px solid rgba(99, 102, 241, 0.2);
    border-radius: 12px;
    margin-bottom: 30px;
    font-size: 0.88rem;
    color: var(--text-secondary);
    line-height: 1.5;
}

.legal-callout-box.warning {
    background: rgba(245, 158, 11, 0.08);
    border-color: rgba(245, 158, 11, 0.25);
}

.legal-callout-box i, .legal-callout-box svg {
    width: 20px;
    height: 20px;
    color: #6366f1;
    flex-shrink: 0;
    margin-top: 2px;
}

.legal-callout-box.warning i, .legal-callout-box.warning svg {
    color: #f59e0b;
}

/* Article Section Styling */
.legal-section {
    margin-bottom: 36px;
    scroll-margin-top: 90px;
}

.legal-section-header {
    display: flex;
    align-items: baseline;
    gap: 10px;
    margin-bottom: 14px;
    padding-bottom: 8px;
    border-bottom: 1px solid var(--surface-border);
}

.legal-section-num {
    font-size: 0.82rem;
    font-weight: 800;
    color: #6366f1;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

[data-theme="dark"] .legal-section-num {
    color: #a78bfa;
}

.legal-section-title {
    margin: 0;
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--text-primary);
    letter-spacing: -0.01em;
}

.legal-section-body p {
    font-size: 0.92rem;
    line-height: 1.7;
    color: var(--text-secondary);
    margin: 0 0 14px;
}

.legal-clause-block {
    margin-bottom: 16px;
    padding-left: 14px;
    border-left: 2px solid var(--surface-border);
}

.legal-clause-num {
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 4px;
    display: block;
}

/* Styled Table for Credit Plans */
.legal-table-wrap {
    margin: 20px 0 24px;
    overflow-x: auto;
    border-radius: 12px;
    border: 1px solid var(--surface-border);
}

.legal-data-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.88rem;
    text-align: left;
}

.legal-data-table th {
    background: var(--bg-base);
    color: var(--text-primary);
    font-weight: 700;
    padding: 12px 18px;
    border-bottom: 1px solid var(--surface-border);
    text-transform: uppercase;
    font-size: 0.74rem;
    letter-spacing: 0.05em;
}

.legal-data-table td {
    padding: 12px 18px;
    border-bottom: 1px solid var(--surface-border);
    color: var(--text-secondary);
}

.legal-data-table tr:last-child td {
    border-bottom: none;
}

.legal-data-table tr:hover td {
    background: rgba(99, 102, 241, 0.03);
}

/* Steps Cards (How to request refund) */
.legal-steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 12px;
    margin: 18px 0 24px;
}

.legal-step-card {
    background: var(--bg-base);
    border: 1px solid var(--surface-border);
    border-radius: 12px;
    padding: 16px;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.legal-step-num {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: var(--brand-primary);
    color: #ffffff;
    font-size: 0.78rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 4px;
}

.legal-step-card strong {
    font-size: 0.86rem;
    color: var(--text-primary);
}

.legal-step-card span {
    font-size: 0.78rem;
    color: var(--text-secondary);
    line-height: 1.4;
}

/* Contact Officer Card */
.legal-contact-card {
    background: var(--bg-base);
    border: 1px solid var(--surface-border);
    border-radius: 14px;
    padding: 22px 26px;
    margin-top: 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 16px;
}

.legal-contact-info {
    display: flex;
    flex-direction: column;
    gap: 3px;
}

.legal-contact-name {
    font-size: 1rem;
    font-weight: 800;
    color: var(--text-primary);
}

.legal-contact-sub {
    font-size: 0.82rem;
    color: var(--text-secondary);
}

.legal-contact-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 20px;
    border-radius: 10px;
    background: var(--brand-gradient, #e2185b);
    color: #ffffff !important;
    font-weight: 700;
    font-size: 0.86rem;
    text-decoration: none;
    box-shadow: 0 4px 14px rgba(226, 24, 91, 0.25);
    transition: transform var(--transition-micro), box-shadow var(--transition-micro);
}

.legal-contact-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(226, 24, 91, 0.35);
}

/* Responsive Scaling */
@media (max-width: 860px) {
    .legal-wrapper {
        margin: 16px auto 60px;
        padding: 0 12px;
        width: 100%;
        max-width: 100vw;
        box-sizing: border-box;
        overflow-x: hidden;
    }

    /* Change tabbed layout to vertical on mobile */
    .legal-nav-tabs {
        display: flex;
        flex-direction: column;
        align-items: stretch;
        width: 100%;
        gap: 8px;
        padding: 8px;
        box-sizing: border-box;
        overflow-x: visible;
    }

    .legal-tab-btn {
        width: 100%;
        justify-content: flex-start;
        padding: 12px 16px;
        font-size: 0.92rem;
        box-sizing: border-box;
        border-radius: 10px;
        white-space: normal;
    }

    .legal-grid-layout {
        display: block;
        width: 100%;
    }

    .legal-toc-card {
        display: none; /* Hide TOC on mobile for clean reading */
    }

    .legal-hero {
        padding: 20px 16px;
        width: 100%;
        max-width: 100%;
        box-sizing: border-box;
        border-radius: 14px;
        overflow-wrap: break-word;
        word-break: break-word;
    }

    .legal-content-card {
        padding: 20px 16px;
        width: 100%;
        max-width: 100%;
        box-sizing: border-box;
        border-radius: 14px;
        overflow-wrap: break-word;
        word-break: break-word;
    }

    .legal-callout-box {
        padding: 14px 14px;
        width: 100%;
        max-width: 100%;
        box-sizing: border-box;
        overflow-wrap: break-word;
        word-break: break-word;
    }

    .legal-callout-box div, 
    .legal-callout-box p {
        min-width: 0;
        overflow-wrap: break-word;
        word-break: break-word;
    }

    .legal-section-body {
        width: 100%;
        max-width: 100%;
        box-sizing: border-box;
        overflow-wrap: break-word;
        word-break: break-word;
    }

    .legal-section-body p, 
    .legal-section-body li,
    .legal-section-body div {
        overflow-wrap: break-word;
        word-break: break-word;
        hyphens: auto;
    }

    .legal-table-wrap {
        width: 100%;
        max-width: 100%;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        display: block;
        box-sizing: border-box;
        margin: 16px 0 20px;
    }

    .legal-data-table {
        min-width: 440px;
    }

    .legal-contact-card {
        flex-direction: column;
        align-items: stretch;
        gap: 14px;
        padding: 16px;
        box-sizing: border-box;
    }

    .legal-contact-btn {
        width: 100%;
        justify-content: center;
        box-sizing: border-box;
    }

    .legal-title {
        font-size: 1.4rem;
        word-break: break-word;
    }

    .legal-meta-strip {
        flex-direction: column;
        align-items: flex-start;
        gap: 8px;
    }
}